Privacy Policy

1. Introduction

At Payninja, a brand of Rectangle Fintech Pvt Ltd, we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you use our Services.

2. Information We Collect

We may collect the following types of personal information:

Personal Information: Name, email address, phone number, date of birth, and other contact information
Financial Information: Bank account details, credit/debit card information, and transaction
Device Information: Device type, operating system, IP address, and browser information.
Usage Data: Information about how you use our Services, such as your browsing history and search queries.

3. How We Use Your Information

We use your personal information to:

Provide and improve our Services.
Process transactions and payments.
Verify your identity and prevent fraud.
Communicate with you about our Services.
Comply with legal and regulatory requirements
Analyze usage patterns to enhance our Services.

4. Sharing Your Information

We may share your personal information with:

Partner Banks: To process transactions and provide financial services.
Service Providers: To assist us in providing our Services, such as payment processors, data analytics providers, and customer support providers.
Law Enforcement: To comply with legal obligations or to protect our rights.

5. Data Security

We implement robust security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:

Encryption of sensitive data.
Secure data storage and transmission.
Regular security audits and vulnerability assessments.
Employee training on data security best practices.

6. Your Rights

You have certain rights regarding your personal information, including the right to:

Access and review your personal information.
Request correction or deletion of your personal information.
Object to the processing of your personal information.
Restrict the processing of your personal information.
Data portability.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting a notice on our website or by sending you a direct notification.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: [email protected]
Grievance Email: [email protected]

By using our Services, you consent to the collection and use of your personal information as described in this Privacy Policy.

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